The “Surprise Act” is a new Federal consumer protection law that protects patients from costly out-of-network billing charges related to emergency and urgent care treatment expenses.  Effective Jan 1, 2022, the federal law protects patients from “balance billing” practices that allow hospitals, outpatient facilities and transportation companies to bill patients for amounts not paid by insurers for covered and non-covered service by out-of-network providers.  

WHAT IS BALANCE BILLING?

"When a provider bills you for the difference between the provider’s charge and the allowed amount. For example, if the provider’s charge is $100 and the allowed amount is $70, the provider may bill you for the remaining $30. A preferred provider may not balance bill you for covered services."¹

I've copied this post from a SCORE blog post found here.  SCORE is a great organization supporting small businesses. 
Ellen

5 Tips To Nail Your Small Business Plan

How To Write a Business Plan

You would never start a road trip without a map planned destination. So why would you start a new enterprise without a solid business plan? 

May 2021 provided the most visible celebration of Asian Americans' & Pacific Islanders' (AAPI) history, culture, and global influence.  By highlighting personal examples of courage and tenacity I was better able to learn about the lives of millions who came this country with little more than optimism and ambition.  Asian/Pacific immigrants, like those from Eastern/Western Europe and around the globe, most often chose to leave their birthplace to escape poverty, famine, and persecution only to face similar conditions in their new homeland. 

The stories of Asian/Pacific Americans who overcame biases rooted in ignorance and intolerance continue to inspire those who follow seeking similar opportunities for a brighter path in America.  Learning some of the heartwarming and heartbreaking stories of people who exceeded contemporary and societal expectations to fulfill their dreams is a reminder that the human spirit will triumph when given a chance.